Climbing out of debt

How do you feel about your debt? Do you feel guilty that you got yourself into your current situation? Do you lay awake worrying about how you're going to pay the next bill to land on your doormat, dreading the next heavy knock on the door?

It's time to leave this guilt and fear behind. It's time to take action to manage your debts and get them under control so you can live your life again

Climbing out of debt

You Have to Own This Debt!

You Have to Own This Debt!

This is too complicated for me! Is it the role of someone else to help you? Do you trust believe that you can't manage your money on your own? You need to find help, but you don't know where to turn and you can't be bothered to...

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Track and Know Your Numbers

Track and Know Your Numbers

What value do you place on your own peace of mind? Practical changes here are less simple to determine and to define, but I would like to suggest that one practical step you can take is to become more conscious in your thinking about money, debt and savings. You have...

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Stop With The Pity Party!

Stop With The Pity Party!

Debt can do terrible things to your self-esteem, to your sense of purpose about what you can and should do. How you mentally and emotionally approach the debt you have is something you need to be careful about. I know that when I was at my lowest emotional state I had...

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DECLUTTER YOUR HOME

Declare a Clutter-Free Zone

Declare a Clutter-Free Zone

"One task at a time" might be considered a mantra of the declutter movement. Through simple steps and managing just one item, space or room at a time in your direction towards living with less clutter, you will get great results. Acknowledge that things have their...

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Get Creative With Your Space

Get Creative With Your Space

In looking at how we approach decluttering our homes and lives of too many possessions - especially those which get in the way of us being as free as possible to live the life which gives us greatest satisfaction - I have been looking at how our homes can become...

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Just What You Need

Just What You Need

Frustrated by too many 'things' in our own home, I started to look at the themes of letting go, of discarding and living with less. The 'light switch' moment for me came when I was about to buy yet another book and realised the stupidity of doing so, and of how that...

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Simple Self Help

Get Out Of Your Own Way

Time to be honest with yourself. What do you know that you don't do well, do badly, or can't even do at all? You can carry on the way you have been until now, getting stuck on your own failings, inadequacies and weaknesses, or...

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If They Don’t Like You, It’s Not Personal

If They Don’t Like You, It’s Not Personal

Having been a salesperson for years I learned early on that if people don't buy from me there is another person waiting for my call. I used to have a terrible time in sales and life success until I realised this point. In my first weeks out of university, knowing that...

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Be A Mentor To One Other Person

Be A Mentor To One Other Person

My late friend Ray Harris of New Orleans has often spoken with me about the importance of role models in his early life when he was growing up. At different times in these critical years people appeared in his life at just the time that he required help and support....

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