Keeping Hold of Your Money

You’re sure that there is more to life than this and just want to get started!

This book guides you through the pitfalls and obstacles, giving you a clear map to navigate through the confusion and complications along your route. You absolutely want to live your life on purpose and this book will be a massive help.

Feeling overwhelmed and struggling? Wanting clearer direction on how to achieve the results you want? Simple Self Help can be a content rich guide toward a more fulfilling life.

Time and Life Management, Relationships, Well-Being, Health, Money, Focus and Goal Achievement. These and several other core themes are explored in a style that can help you to gain more productivity and fulfilment by focusing on doing what works! 

You can have and enjoy the life you want for yourself. You just need to know how to go about putting it in place!

Simple Self Help delivers a helpful boost to finding your way through life.

 

Find out more about Simple Self Help

This one is really easy. To hold onto your money and see it grow, simply spend it at slower rate than it comes in. Now, was that rocket science? Hardly! But most people have no idea how they spend their money. Slow down the pace at which it leaves your account or moves through your hands.

I suggest that you grab a sheet of paper and take it everywhere you go for a whole week. Use it to record every single penny, peso, dime, dollar, shekel, and euro you spend. Keep every receipt and write everything down. Do the same again the second and the third and fourth weeks and in doing that you have a one month pattern of your spending and inflow.

By totting up the numbers on your sheet for each week and deducting this money from your weekly or monthly income you know exactly where you stand financially each month. And all you have to do to win at the money game is take an area of your regular expenditure, work out what this is as a percentage of your income and ensure that next month you spend a reduced portion of your income in this area.

You either increase your income or reduce your expenditure in order to start winning. If your income is fixed, but you reduce your expenditure then you will be ahead of the game and you can choose to enhance the quality of your life by spending on some better things, or you can place the surplus into a savings account.
If you can increase your income and maintain the same fixed costs you can do the same again and place more money aside into an account where you get the rewards for having done so.

Where you can do both i.e. increase your income and reduce your fixed costs, then you are in control of a positive move forward, maintaining a lifestyle you choose and placing cash in the savings programme for your benefit further down the road.

Wherever and whenever you start, enjoy the process and realise that through the decision to keep track of your money you put yourself in a position of being able to keep hold of the money for the long term. So get pro-active and start to monitor all the money that comes your way. By knowing what you have and where it goes you get to choose how you spend what you hang on to.