Climbing out of debt

How do you feel about your debt? Do you feel guilty that you got yourself into your current situation? Do you lay awake worrying about how you're going to pay the next bill to land on your doormat, dreading the next heavy knock on the door?

It's time to leave this guilt and fear behind. It's time to take action to manage your debts and get them under control so you can live your life again

Climbing out of debt

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DECLUTTER YOUR HOME

“I feel sentimental about this. I have to keep it.”

“I feel sentimental about this. I have to keep it.”

So many approaches to hoarding, decluttering, letting go and to dealing with the mess in our homes are rational in their style. But we are not rational creatures, we are human beings. Better put we are 'humans being'. That means we are all emotional, that we attribute...

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“These Awards and Trophies were My Life!”

“These Awards and Trophies were My Life!”

For sure, you won a track award when you were seventeen. You gained a silver cup for a move on the sports field when you were at college. In your first job you achieved Employee of the Month four times in a row! But why do you still have them on your shelf or pinned...

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“That cost me a lot of money. I’m keeping it.”

“That cost me a lot of money. I’m keeping it.”

Guess what? Life moves on and so should you. I truly feel for you when you explain to me that once upon a time that jug or lamp cost you a lot of money on your payday. At the time it might have been a good idea because you bought something which seemed special at the...

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Simple Self Help

You Have To Work At Relationships

You Have To Work At Relationships

A wise and good friend once said to me that "...Love is not a Noun but a Verb, a doing thing that requires effort and energy." You have to put work into love to make it happen. Relationships are part of the same process. If a relationship is to continue from where it...

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The Value of Financial Education

The Value of Financial Education

Don't think that you have to wait for life to teach you all the lessons of money education. This could be a long time for you! Instead get yourself enrolled on some evening classes about managing debt and credit cards, or pick up a book on the topic of saving or...

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Relationships Don’t Grow On Trees

Relationships Don’t Grow On Trees

But they do develop from seeds! From the seeds of a smile, a kind word, a listening ear, from an opportunity to be shared and from a moment in which a decision is made that brings you closer to someone. In much the same way that we will plant surplus seeds to bring in...

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