Climbing out of debt

How do you feel about your debt? Do you feel guilty that you got yourself into your current situation? Do you lay awake worrying about how you're going to pay the next bill to land on your doormat, dreading the next heavy knock on the door?

It's time to leave this guilt and fear behind. It's time to take action to manage your debts and get them under control so you can live your life again

Climbing out of debt

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DECLUTTER YOUR HOME

THE EMOTIONAL LIFE OF ‘STUFF’

THE EMOTIONAL LIFE OF ‘STUFF’

While we may understandably want to break free of the clutter that surrounds us, we first have to deal with the emotional issues which have stopped us from taking action. The confusion here can come from you having a different emotional attachment to one item that...

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“If I keep this, maybe I can use it one day!”

“If I keep this, maybe I can use it one day!”

In a house filled to overflowing with 'stuff' this, of course, is true to some extent. Yet how much do you need to bend reality to consider that you should keep five flathead screwdrivers of the same size, or that there should be six breadknives in your kitchen when...

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Van Life is a Lighter Life

Van Life is a Lighter Life

In a recent volunteering week at a countryside youth hostel for walkers and climbers, in the heart of the beautiful English Lake District. I was part of a ten person group who were there to prepare the hostel for the next six months of heavy use by visitors. We all...

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Simple Self Help

Sell or Be Sold To

Sell or Be Sold To

Running a business of your own is an activity you can tailor to your available times and resources, perhaps starting with very little. If it matches your own Risk Profile, then start with a small sum of money and do what you can to increase the fund. Beyond the...

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Investing for Your Future Now

Investing for Your Future Now

As you develop the powerful habits of spending less than you earn, of accumulating savings, and earning interest on those savings, then you might consider taking a small percentage investment in a Business or venture of some sort. Investing in other companies can be...

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Making Your Savings Work for You

Making Your Savings Work for You

Albert Einstein allegedly described the way that you can make money from the interest on your savings as the "eighth wonder of the world". He was talking about the miracle of Compound Interest. He was justified in his excitement about the way the bank will give you...

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