Climbing out of debt

How do you feel about your debt? Do you feel guilty that you got yourself into your current situation? Do you lay awake worrying about how you're going to pay the next bill to land on your doormat, dreading the next heavy knock on the door?

It's time to leave this guilt and fear behind. It's time to take action to manage your debts and get them under control so you can live your life again

Climbing out of debt

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DECLUTTER YOUR HOME

Why do we gather clutter?

Why do we gather clutter?

The reasons are many and often complicated and the exploration of these is going to open up that proverbial 'can of worms' as we work through these together. The power of emotions has the greatest hold on us as we delve into this topic and some of the reasons will...

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Living a Life with Less

Living a Life with Less

I volunteered recently at a countryside youth hostel for walkers and climbers, in the heart of the beautiful English Lake District. I was part of a ten person group who were there to prepare the hostel for the next six months of heavy use by visitors. We all worked...

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Do you need ALL those clothes?

Do you need ALL those clothes?

The cost of moving house, both in terms of paying for a removal company as well as the emotional cost of the effort and energy required, all of this can be high. In preparation for our most recent home move we each went through our clothes and decided what we wanted...

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Simple Self Help

Paying down Debt

Paying down Debt

Given the ease with which shops and retailers offer credit to all who they deal with, it is easy to collect plenty of personal debt seemingly without trying too hard. If you are already working with debt in your life then you need to take action on reducing your...

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Keeping Hold of Your Money

Keeping Hold of Your Money

This one is really easy. To hold onto your money and see it grow, simply spend it at slower rate than it comes in. Now, was that rocket science? Hardly! But most people have no idea how they spend their money. Slow down the pace at which it leaves your account or...

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The Power of Self-Education

The Power of Self-Education

The best money you can ever spend is money invested in your own mind, expanding the quality of your knowledge and increasing your ability to take control of your circumstances or make new ones that work better for you. Whether it is attending an evening class, going...

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